PhD Thapar Institute of Engineering & Technology 2023
MCOM SIES College of Commerce and Economics (University of Mumbai)
2016
BCOM V.G. Vaze College of Arts, Science and Commerce (Autonomous) (University of Mumbai) 2014
Finance and Management
Pandey, A., Kiran, R., & Sharma, R. K. (2022). Investigating the impact of financial inclusion drivers, financial literacy and financial initiatives in fostering sustainable growth in North India. Sustainability, 14(17), 11061.
Pandey, A., Kiran, R., & Sharma, R. K. (2023). Investigating the determinants of financial inclusion in BRICS economies: panel data analysis using fixed-effect and cross-section random effect. Sustainability, 15(2), 1603.
Pandey, A., Kiran, R., & Sharma, R. K. (2025). Examining financial inclusion success in north India via financial inclusion drivers, financial literacy and financial initiatives: A Variance Based-SEM approach. Journal of Open Innovation: Technology, Market, and Complexity, 100542.